Originally Posted by
SusanDK
I have a UK-issued IDC and it was my understanding that the travel and medical insurance covered you regardless of whether you charged the ticket to the specific card, as long as you were traveling outside your country of residence. In fact, you don't even have to travel by air.
And in your country of residence, you need either a flight or one pre-booked hotel night away from home, then the insurance is also valid in the country of residence (excluding certain benefits such as medical/dental in the country of residence).