Whilst transferring MRs to BA miles I read the following in the transfer's t&cs;

'The Cardmember insurance programmes listed below will not apply to flights taken with frequent flyer tickets, even if such tickets were obtained by using Points converted from a Programme account. Insurance coverage will only be activated pursuant to the terms and conditions of such coverage. Travel Accident Insurance, Travel Inconvenience Insurance, Personal Liability General'.

If these means what it says my family & I have been completely uninsured by the much-vaunted Centurion card travel insurance during many journeys these past ten or so years. Not what I need to hear.