I've had the chase checking account for about a year now, and for direct deposit I just do $5 a month from my ING account and it has worked fine so no fees. Since I opened the ING Electric orange account on Black Friday and used the new debit card for 3 burger king cards at $1 each I received the $120 bonus, so the $5 a month to Chase is covered for almost 2 years!
JudyJFLA