I've got to agree with you on this one - I don't think American Airlines is scamming anyone, but if it is as you say, they are providing a sleazily worded product from "the other AA" - in this case, Access America- shame on them.
I think a complaint to American is in order, as well as to Access America - and perhaps to the state's insurance regulator in which they do business.
Originally Posted by
Blumie
Scam is a strong word. But it is typical insurance company deceptive advertising. They advertise a $50k limit on emergency medical tranportation, and if you take the time to pull up and read the full policy, all it tells you is that the policy limit (i.e., $50k) applies to all emergency medical transportation, which includes repatriation. If you only learn of the $5k sublimit after you've purchased the policy, I think that's pretty sleazy. I've obviously done a 180 on this (although I don't blame AA; unfortunately this is how insurance companies operate).