Originally Posted by
alan945
I thought the DBS Black card was one of the best for local and overseas spending? $6/mile for local and $4/mile for overseas and there is no time limit or conversion fee.
SCB Amex is better?
Definitely.
It has been 6 reward points for every HK$1 spent overseas for a long time.
It used to be 12 reward points => 1AM (i.e. HK$2 => 1 AM), with a conversion fee of HKD 100 per 10000 AM.
Now it is 15 reward points => 1AM (i.e. HK$2.5 => 1 AM - still a bargain if you ask me), with a conversion fee of HKD 300 no matter how many points you transfer to AM.
There is a time limit for the reward points (I think it's 3 years), which I think is a reasonable interval for us to convert our reward points into AM!
