Originally Posted by
joejones
A couple of tips:
- The amount of time you have spent at your home address also matters. If you moved within the last year you will probably be rejected.
- Single people renting their home have the hardest time getting credit. It's easier for people living with their parents since the lender assumes their disposable income is higher.
- Get a home phone number if you don't already have one; it allegedly increases your creditworthiness.
- Try applying for a JAL Card (here). There are first-year-free types, and according to some rumors I read online, JAL Card may not care about your lack of credit history as much as other card issuers do (though you have to make sure they are the issuer; the basic cards are all JAL-issued, as is the Suica card, but the "partner" cards generally are not).
great advice! thank you!
of course, i do not have any of these things going for me. single, renting, no home phone...however, i got a response to my ANA card application that asked for my signature, inkan, and copy of my ID. That is further than i've gotten before in the process so i'm hoping its a good sign. i may just give the JAL card a try as well.