Yup, i checked and both AMEX and CITI ran my credit report that same night...
So for the "Too few satisfactory credit reference were recorded on your credit bureau report." as the denial reason... should i send a letter asking for reconsideration or wait a month and now that i have the Delta card... i may have enough credit reference?
Dont have anything negative on my report, everything paid and never late.
Will going to myfico.com and getting a report there negatively affect my credit/score?