Originally Posted by
gallardo
Online denials come from a machine, and you already have the inquiry on your reports, so I would write a recon letter with any information you feel would change an underwriter's mind. This could be explaining any negative information on your reports, your source and possibly verification of income, etc.
For the Delta card I got the approval in less then 1 minute so i figured they did not even pull my credit report. I applied for the AAdvantage on Wed @ 7pm and got a response at 3am Friday...
Thanks.