Mr. B., first I confess that my head is spinning from what you describe, but that's mostly because I don't do eBay, Bing, BigCrumbs, Buy It Now etc. But I have a couple of dumb questions: Isn't the price for $500 of face value already $400? Or, if you paid Costco $500 (can you for these at $80 apiece?) you would be getting $625 of face value?