Originally Posted by
seamaster73
if you asked 100 people nobody i think would have a problem with miles from everyday purchases but some percentage would think it was "unethical" to churn cc,coins etc..or at least not be willing to do it..that was how i understood the OP's dilemma..
The banks define their own rules for allowable churning. There's no ethical question there whatsoever. It's clear that they own the rules; there is no way for the consumer to partially or completely evade them.
If you try to do so via identity theft or other false information, that becomes a legal issue not an ethical one.