Originally Posted by Happy

Those are just speculations based on the FACT that Schwab pulled the offer page though the URL of app itself still is a working one.

I would not be surprised Schwab eventually changes the bene on this card. They did that to its predecessor Visa which I still have it as open but have not used it since 2007 when Schwab started charging 3% forex fee on that one after about a year existence with no fee.