Three good reasons to have Diners
1) Best rental car insurance program by far of ALL credit cards since Diners provides primary coverage.
2) Option of paying you bill in 60 days no late fees and no loss of points ala Amex.
Great if travelling, forgot to pay bill and or waiting for travel re-embursements.
3) Direct point exchanges into AA, BA and other airlines coupled with almost annual bonus airline miles promos.
I can't remember when last Amex. had a bonus miles exchange.
Mike

[This message has been edited by MIKESILV (edited 09-10-2001).]