Rules for Visa Merchants
(DCC) Compliance at the Point of Sale
-fully disclose to the cardholder DCC is optional
-communication to the cardholder in their local language or in English as the default.
-there must be a clear statement that the cardholder recognizes that he or she has been given a choice of currencies.
-there needs to be a clear statement acknowledging that the cardholder's choice of currency is final.
- MCC merchant must NOT use any contractual or procedures that result in the cardholder choosing DCC transaction by default. The merchant must inform the cardholder that the service is optional.
If the the cardholder was not properly advised of their options, this is grounds for a dispute and chargeback.^