Let me add to the question . . . Is the Fidelity Platinum card worth it? From what I can tell in the website the US Platinum card and Fidelity are similar but not exactly the same. With the Fidelity Platinum, there's no double points on everyday purchases. MR is free as with the US Platinum. By the way, the Fidelity Platinum is $395 - $75 = $320.