Originally Posted by
danville 1K
At some point you have to decide what your time is worth and whether paying the $15 is more efficient than the time you've wasted.
Sometimes it's a (perceived) matter of principle. We all have our hot buttons. I will spend $200 per person for dinner without a second thought, but I will walk a mile to find a fee-free ATM to save $2. Efficiency is a secondary consideration. I do realize that this is completely irrational.