Observations on low Starwood amex loc's.
I am considering the Starwood Amex, but was concerned at the low credit lines reported by some FT cardholders. It seems that you can't ask for an increase until 6 months has elapsed. A low line would really render the card pretty useless to me as I want it to replace my main business card. I called customer service to enquire whether there is an Amex policy of low credit lines for new Amex customers, and was told no. Its all contingent upon your personal history etc. Makes me wonder though why so many people report unuseable credit lines. Maybe everyone has a zillion cards. I don't - only two. I certainly don't want another open account thats unuseable for 6 months.
Does anyone know any alternative ways for paying off a balance half way thru a billing cycle, and will that free up the full loc?
Thanks