'even if some people here explain in dozens of posts that nobody else should use a Plat or Centurion card because they cancelled their own card....'

Now who could this possibly be?

Platinum & Centurion are not for everyone, if you're looking at the annual fee and balking, its not for you. If you don't like the products, then fair enough but don't continually whine about them.

NatwestBlack is only available to existing NatWest customers at the moment, and interestingly you have to be over 25, so even 'this boy from Swindon' can't get one. I did enquire about the card, but there is little there aside from Concierge, Priority Pass and RAC cover which are of no use for me.

BarclayCard, which are still the largest card issuer in the Uk are launching a Black BarclayCard later this year, and are not releasing any details on it at the moment. My guess is that it is to replace the Barclays Premier charge card (http://www.barclayspremier.com), that is typical held by Barclays Premier/Private Clients.

Most of the big banks are going to be watching closely on these two products, and then look at their offerings with there premium products. I have a Clydesdale Principal account which has just begun to offer concierge, and possibly more to come. And the Switch/Cheque G'tee card comes in Black .

Thanks,
Richard