Originally Posted by
ldsant
I bought a few last week at the SoDo Costco in Seattle. The question I have is why aren't people seeing a $50 rate reduction e.g., Tom911 said his $74 rate became $64 why wouldn't it be $24?

I think he means his effective rate is $64. His effective rate is $40 for the $50 cert plus $24 to equal the $74 rate. $50 plus $24 is $74, but cash out of pocket is $64.