I have credit cards issued by: HSBC, citi, FIA(BOFA), Chase, AMEX, Diner Club discover card issued by us, and hsbc, amex issued by hong kong, japan and UK.
If you lived in China and travel worldwide, ICBC Peony Mastercard (Platinum if possible) is the best. If you like cash back and travel worldwide, Fia schwab 2% is the best. If you lived worldwide, HSBC Premier accounts are best. If you are a Starwood member (spg), SPG AMEX is a good choice.

如果你喜欢现金回扣并能申请到美国的信用卡建议申请fia schwab 2%，如果你只是呆在中国大陆，偶尔环球旅游的或者呆在海外用中国大陆的卡，毫无疑问建议中国工商银行牡丹 万事达mastercard国际卡（最好是白金卡）。如果是在重多国家都有生意往来都要居住的，那我只能建 议你HSBC Premier。如果你是喜达屋的会员，那么美国运通公司的喜达屋SPG卡是很好的一个选择。