Thanks Halothane! This has already taken over my day and even my credit (applied for a Citi savings account with what I had left on the CC). The goal is to travel as much as possible as cheaply as possible. My family lives abroad (Brother in London, other Brother and 2 Sisters in Amsterdam, Mom and Dad in Ecuador) so I need to get around! I asked this in another thread, but is it ever worth it to MR internationally?