I have a solution for others stuck on limit issues with AX. I have been unable to get my 100k limit increased. As I charge about 150k per month I need about a 200 to 250 limit to cover the spread between billing and payment processing times. An AX supervisor informed me that they have been tightening up on limits due to the down turn in the economy and the increased failures of small businesses. AX will let you deposit a CD (not) as security or present a letter of credit from your bank which will be added to your base limit for a new increase. A letter of credit from your bank cost about 1% per year;ie 100k cost 1k. If I increase my line by 100k I get to extend the needed cash requirement on a monthly bases which offsets the cost of the LOC and continue to pile on MR's. A letter of credit from your bank must be secured by cash or other assets. I used a equity line on my house to guarantee to line with out having to draw against the line or pay interest on the 100k. Its there in the event I default on the AX payment (definetly NOT). If others no of cheaper or easier ways to get you limit up I would be grateful.
PS. Hopefully after 1 year AX will review my spending habit and payment record and decide to increase the line without the need of the backup security.