I think there 'no preset spending limit' is shoddy too.

I tried to charge a one off £8k pounds on my card; it was refused - I queried why as there was 'no preset limit' and they said in fact there is a limit - we just don't tell you. My limit at the time was £7k. They offered to call my bank to see if I had funds to clear the balance but as I was waiting on an expense payment from my employer it wouldn't have done much good.

I put the transaction on my UA VISA in the end and took advantage of 56 days free credit and got 8000 UA miles!!

I too only really have the Platinum for the benefits - free insurance, lounge access, free MR and BA Amex card etc etc

edited for typos and I bet I missed some!!


[This message has been edited by matthewuk (edited 05-02-2001).]