Ok. This is what I figured out.
Let's say as a diamond, I spend at least $2500 a year at Hyatt worldwide ( 25 nights) .
With a 5% annual discount rate, 5% - in 1 year; 10.25% - in 2 years; 15.76%- in 3 years
I should buy at least $2500 *3 = $7500 of this and save (NPV):
1st year $500- 2500*5%= $375
2nd year $500-$2500*10.25% = $244
3rd year $500-$2500*15.76%=$106
Total: $725
Originally Posted by
SanDiego1K
I was told that it is a seasonal item for Costco. They have a LOT of gift card selections for the holidays. My local Costco has no plans to reorder when they exhaust current inventory. They had 63 envelopes when I left yesterday. I have no idea if there are other Hyatt afficionados in the neighborhood, but I wouldn't count on them still having the certs in January.