Thank you everyone for your very helpful replies, especially the ones concerning a family account with BA. So far I haven't signed any of them up for the Chase card, but everyone was approved for the 2 CITI CC's with 30k mile bonuses. So now I have 4 new MCs and 4 VISAs that I will need to spend the $750 on. They were all new customers so the fee should be waived. With the coins on hold for now, I think I will send the money via paypal but I'm not 100% sure yet. It will cost me $180 in fees to send 8 $750 transactions. So, $180 for 240,000 AA miles, that seems like a fair deal. Thanks again!