i think you have to decide what is worth more - comfort or points? since you travel a lot, comfort might be a bigger concern? FI are okay but nothing like a full-service Marriott or Sheraton. Sheets are thinner, beds harder, towels smaller, etc... Are the points that important? I'd just get a SPG AMEX or something like that so at least you'd earn some points even though you'd loose some status. Hotel status can always be regained and you'd most likely only loose 1 level for not staying with them for 1 year.