A few weeks ago, I had a really bad Worldpoints experience. About 6 weeks in advance, I booked a hotel online at roughly the 1 cent/point value. I received an E-mail confirmation, but when I made calls to the hotel, they had no record of my reservation, even the morning of my check-in. After quite a bit of hassle, I finally spoke with a Worldpoint travel agent who made phone calls to the hotel and rectified the situation. What would have happened if I had not been proactive?

To make matters worse, I did not receive any of my normal elite benefits nor points for the hotel stay. Maybe that's the norm with hotels, but when redeeming points for a flight with a different credit card, I have received mileage as if it was purchased with cash.

Goodbye Fidelity Visa.