Originally Posted by
gggould
Just to clarify,
1. Does Citi count 7 pulls from Experian, or all three bureaus? For me, Citi always pull from my Experian, and I currently have 4 hard pulls on Experian and 3 on Equifax in the last 6 month. I am not sure if I am good to go now or need to wait...
2. If I want to apply on Nov 30th, should I check my hard pulls within the "6 months" period from May 1st to Oct. 31st, or May 30th to Nov 30th?
Thanks a lot
Just Experian. You need to remember that there is the 7 pulls in six months and also the 2 Citi applications in 60 days (YMMV). They look at both.
As for the time period, it is 6 months back from the DATE they do the pull.