It's a Chase affinity card, so there is a $65 annual fee. Right now the Visa has a promo that you get 30,000 Marriott pts after your first use. Other is reg: 5pts for every $1spend. 15 night credit, which gets you silver status. A free Cat 1-4 night cert every year you have the card.

Also, if you do join Marriott Rewards, there's a MegaBonus promo going on right now you can sign up for:

http://www.marriott.com/vsstart/clic...MGF9&psrc=MRTR

Cheers.