My membership year ends on September 30th and my rewards have to be redeemed by October 31. Last year, a few days before Halloween, I redeemed part of my account balance for $15 in Borders Bucks as well as on a magazine subscription. Do I have to wait again this year a few days before Halloween to redeem my account balance for another $15 in Borders Bucks or can I do it anytime after Sept 30 (i.e. right now) ?

Can I also redeem some of my account balance for the same magazine as I ordered last year and if so, will it extend my 1 year subscription which is about to expire? Thanks for any info.