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Old Sep 20, 2009 | 8:47 am
  #1  
goodtricks
 
Join Date: Feb 2009
Location: BOS
Programs: HH Gold
Posts: 180
Credit Card Use Evaluation?

Looking for a little help on my credit card use and maybe if there is a different card or use of cards that should be used. Thanks in advance for the input!

Age: 23
Salary: 65k
Flights a year: 5-8
Hotel Nights A Year: 5

During college I used debit card for most transactions. Now I'm trying to utilize my credit cards to the fullest for points/miles (thanks a lot to this site).

The two cards that I am currently using is the Citi Forward Card (5 TY Points for DVDs, Music, Restaurants) and the Hilton HH Honors Card (6 points for supermarkets, drug stores, gas). I use the cards according to these points values.

I had the Citi Elite Premier Pass, but decided to opt out after the fixed points went away. I feel that with my spending/travel habits at this point there is no need to to have a fee card.

I've also started churning AA Citi Cards, just got my first card a month ago (next time will probably apply for two at a time).

Is there anywhere else you see that I could get a better bank for the buck? I know that Citi TY Points are not the best, but wasn't sure if I could do better with a different card.....?

Any thoughts?
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