I think you have to pick Continental and build that one. You might try these miles buzz area to learn about programs and how others are collaborating to maximize the benefit of the offers of the program. The credit cards / debit cards are good to use to pay your monthly regular expenses. The mileage run idea is that you fly some cheap flights back and forth in the same day / weekend and accumulate extra . (When they are double points and/or a special program that awards a large mileage bonus if you fly so many segments). There are many "frequent flyers" that don't get off the ground , they are doing it all from land. Not sure how many miles a girl can use , but you can pick and choose what works best for you.