If you ever have to call internationally, like I presume
ACORD did, you can save loads of money with 1010 dial around codes.
I have no affiliation with this website and have no interest in it other than I love the cheap options and enjoy sharing it.
www.1010phonerates.com
shows
9 cents per minute to Guam with 101-6868, which is a no monthly fee service I've used quite a bit. 10-15-335 is only 4.4 cents per minute, no monthly fee, but they have a 10 minute minimum.
Happy dialing!
[This message has been edited by Rut Dog (edited 02-10-2003).]