Originally Posted by
Bralo20
And yes, a decent travelinsurrance is quite interessting. I used to take one with every trip at the travelagency but recently I bought an all including travelinsurance which counts for the whole year in the whole world. It does cost me about 250 USD but it's definately worth it...
I have to wonder about that. I have been traveling for over 40 years and if I had been paying out $250 a year it would have cost me over $10,000 by now.
I do see the need for travel health insurance (but it is included in my German MasterCard). Looking back, however, I can't say that there was much chance of non-medical travel insurance coming anywhere near covering its cost.
These are the things which I might have put in claims for:
** In Taiwan, US $500 was taken out my wallet in my hotel room while I was taking a shower. (No, no hookers were involved.)
** Alitalia/Delta once delayed my checked baggage arrival by four days. I was not reimbursed.
** Air France once damaged my suitcase and two, inexpensive, items were taken out. AF paid me far more than all the damage was worth.
** SAA once damaged my suitcase and paid me a fair price for it.
Other than that, I have had nothing of a non-medical variety which could possibly have resulted in my making a claim.
I did have two instances where I needed emergency dental care and my German insurance covered them fully.