Originally Posted by
Traveloguy
Which is a strange argument to make as the OP seems to have ready access to the internet so could have easily topped their accounts up from overseas as required.
Again, I should stress the importance of a good travel insurance policy. They are cheap, and would have sorted the OP out in no time.
I don't know how things work in the US but here in Belgium it would probably not possible to access your bankaccount online without the actual card and a so called Digi Pass (device which creates unique passcodes).
I have bank and savingaccounts with 3 different Belgian banks and 2 of those require me to have my debit card and a Digi Pass to access my accounts and the other bank requires me a specific Digi Pass (with the correct serialnumber) and my clientnumber.
So accessing your accounts online is nearly impossible if you don't have the Digi Passes and the cards with you.
And yes, a decent travelinsurrance is quite interessting. I used to take one with every trip at the travelagency but recently I bought an all including travelinsurance which counts for the whole year in the whole world. It does cost me about 250 USD but it's definately worth it...