i just finished my first year with my plat, i didnt use most of the benefits that come with it, but overall i think its worth it, i used the airport lounge thing MANY times, 6 hours at DFW lounge 2 weeks ago when i had to change flights =/ gotten several hotel upgrades through the SPG gold membership you get from it, plus moving the MR points to airline miles is nice. its only really a good card for you if your gonna use the benefits a lot.