Your maintenance fee will vary, depending on your home resort.

We bought in LV about 10 years ago. Our maintenance fee hasn't gone up much over the years (and it's pretty low--under $900, as I recall) and we feel that we get an amazing value out of the HGVC resort & the option to convert to HH Points.

2 years ago, we needed multiple rooms over St. Patrick's day weekend for a family wedding in LV. Rooms on the Strip were running about $150/nite. I was able to borrow points and put up 13 family members (in 5 rooms ranging from 2 bedrooms to studios) at the Flamingo HGVC. I was able to construct a 3 tier wedding cake in the condo kitchen, no less! In the end run, we had some HGVC points left over, so we went back a few weeks ago to use them up. We got a 1 br. at the HGVC LV Hilton for 4 nights.

Most years, we convert the HGVC points to HH Points. We have usually managed to get at least 6 nights in a high end hotel/resort that would have cost us over $2000 for the stay. In my book, that's good value.