A friend of mine got the upgrade in the mail this week. (She has the 5% card.) When she called to opt out of the 'upgrade' from 5% to 1%, the rep told her that the 5% was coming to an end soon. Has anyone heard anything official? I have the Freedom Signature (3% on groceries, gas, and fast food with the $200->$250 redemption) and hope they are not going to end that as well.