I have heard that you should put your work address on checked bags, rather than your home address. Otherwese every baggage handler knows you are travelling and has your address.

If your bags are lost, you can always request they be sent to your home when you fill out the lost bags claim.

Curious as to why the perosn whose apartment was "robbed" (really burgled) did not get reimbursed by insurance. Insufficient documentation or a loophole? What is the point of having insurance against burglary if they don't pay your claim?