I was robbed at home during a MR to the West Coast a few years ago. The robbery was committed by somebody who had a key (perhaps a disgruntled former employee of the apartment complex). As an amazing coincidence, it was the same MR where I made both EXP and 1MM!
The value stolen was about $2,000, and insurance refused to pay. Well, I figured that it was still worth doing the MR because the value of my eVIPs far exceeds $2,000 (in fact, each one can be worth up to $2500 if used to maximum value).
Yes, I probably would have been robbed eventually even if I hadn't taken the trip. But, I learned my lesson. I changed my locks to Medeco Dealer-Based-Keyway (DBK) cylinders so that nobody can make copies of the keys except me (ID and signature matching required). Key security is a big problem nowadays in apartment complexes.