Originally Posted by
Lezam
I found a loophole in the system. They asked for my credit history, and after declining to give them the satisfaction I kept calling back hoping to get a nicer agent.. I had no luck. I tried to request a line of increase online about 5x as well, no luck.
What I found is that if you request line increases online of >$7,000 every 60 days, the system will process your request without a need for authorization. They didn't call me back to request IRS documents either. So I bypassed this stupid Amex policy, with a stupid loophole.
Your experiences may vary, but like other members I have been an amex member for about 10 years and never made a late payment.
The computer can increase the line however it is programmed (I have read it is 3x max every 60 days), but my issue is they can still freeze all the cards when buying coffee one morning and demand the full IRS documents before the cards are unfrozen. That's what they are doing to me.
(3 days since I faxed the 4506T and still waiting)