Forgive me for saying it but there really is something about your posts that just doesn't quite add up. . . My limited experience of this board is that it's pretty much full of seasoned travellers and as such, we are all fairly worldly-wise. So to that end, I would respectfully suggest that it's probably best you stop digging. . .
You might want to notice that I had not mentioned about my Fiancees background. Only because jumanji here kept telling life without credit card is improbable. Though I mentioned a few times that not having credit card was intentional, he repeated that getting a hotel is not possible.
(Jumanji: so she travels to other countries without a CC, yeah ok buddy. )
I am sure most of the members here are seasoned travelers. Which is more the reason I posted my queries. And my mentioning of the things in my last post did not mean any disrespect to the well mannered members here.