Originally Posted by
guv1976
And according to this blog, there appears to be widespread difficulty in getting the credit-card insurers to pay for loss-of-use charges, apparently because many car rental companies refuse to provide the proof required by the insurers:
http://www.bargaineering.com/article...ance-plan.html
(The loss-of-use comments begin about one-quarter of the way down the page.)
You cant fault the rental car companies as the information insurance companies demand, is far more detailed and imo border to harrassment as some stuff they ask for, really isn't very relevant, or very applicable.
The rental car companies (actually should be rental car locations) dont want to divulge anything more than the general utilization rate of their fleet as the rest of details are considered proprietary info that are highly guarded from competitors.
The way I view it, it is an area the insurance company exploit, so to avoid paying the listed coverage.
What are listed as covered, is not the end of the story. What are actually paid out, is far more important, and shall I say, realistic, when picking a card which you would rely upon for this benefit.