I applied for both the HH AMEX and the HH Visa last month, got my cards about a week later and made a purchase with each card immediately so points would post quickly. I have not seen any bonus points post to my HHonors account yet, and I keep checking on line. My statement closing date is April 25th, so I am assuming the points will show up after that. I'm wondering now if a payment must be made before points are credited to my HHonors account. If so , by the time I get my statement and make payment it would probably not credit my HH points until the close of the next statement. I have brought this up a couple of times on this message board but I have not found an answer. If I don't see points by the end of this week, I will call AMEX and see if they can tell me when points should show up in my HHonors account. I have been told, as far as Visa is concerned to check to be sure they have not opened a whole new HHonors account which they sometimes do. I guess I'll call them too and check.