I made a loan. I had checked out Prosper a while ago, but it kinda just seemed like either the person wouldn't pay it back, or you wouldn't earn much interest.

With Kiva I feel more like I'm helping someone who really needs it. I donated $25 to some lady who needs money for ear piercing machines.

How is everyone doing with currency fluctuations? The one I chose said I was guaranteed my $25 back, but other loans made it sound like if the exchange rate changes that I may not get my $25 back (which would just add a little hurdle to loaning out the next $25 but not stop it).