I opened one with
PenFed
You'll get a low 2.99% APR for the life of your transferred balances when you transfer them to your Visa Platinum Rewards Card offered by Pentagon Federal Credit Union. Transferring your balances is easy: you can transfer your balance securely online right now by logging on below.
A balance transfer fee of 2.5% (min. $10–max. $100) applies to this transaction.
The key for me was the cap on the BT fees. the major banks don't cap the BT fee b/c that's too easy.