I never notice because the stupid banks keep increasing my credit limit so I always have more than I need. I had to laugh, though, when I checked into a Walt Disney World property for a quick trip (in Saturday PM, business meeting followed by business dinner Sunday, out Monday AM, no accompanying persons). The guy at the desk gave me my "passport" and grandly announced that I could charge up to $1,500 to my room account. (Translation: if you added in the cost of the stay itself they'd put a hold of about $2,000 on my credit card.) Like that was gonna happen.