Does the device have an on screen keyboard (rather than using the hardware keyboard)?

I'm tempted to get this device, as I'm using the N95-8Gb at the moment, and the lack of a keyboard on it is starting to annoy me.

From what I've read, the N97 does have one but I haven't read anyone comment on it. Is it OK to use with just one hand? While I like a hardware keyboard, I don't always want to devote both hands to it. Are there any pictures of the on screen keyboard?

Is the on screen keyboard accurate and responsive? I was also considering the iPhone, but I just can't use their on screen keyboard. I always mistype on there.

Lastly, does anyone use the stylus on the N97? I hope a finger is good enough for navigation and input. A stylus is so 90's...