Originally Posted by
johnep1
1) Based solely on the OP's post and their statement that they get a card every 7-10 months, I think it is more likely that their score is not damaged by this.
And you determine that how? Did the OP's post say anything indicating they've actually been monitoring their credit to see the impact it might have? Did he said anything indicating he has a good credit rating to begin with? No. You are making as completely an invalid assumption as the one you are complaining to me about.
2) You made the unequivocal statement that churning cards damages one's credit score, and that statement is completely incorrect.
And you made the unequivocal statement that the possibility of churning damaging a credit report is "mindless" and "drivel", which is equally incorrect.
Find something better to complain about than my use of "are" instead of "could be", please. Thanks.