I guess I should add that I haven't turned in the car yet, so we'll see if they say anything when I turn it in. I'm one of those that worries about stupid crap like this for hours on end. Lesson learned. I guess I'm covered either way--just don't want to end up using my own insurance which would cause higher premiums. I'm also not one of those six-figure income traveling businesspersons that could simply just pay them whatever exhorbitant amount out of pocket at the drop of a hat just to make them go away.