FlyerTalk Forums - View Single Post - AC tickets credit card charges in USA

Jun 16, 2009 | 6:39 am

#14

Tax Dude

Join Date: Nov 2001

Location: Ontario, Canada

Programs: AC*SE MM, Hilton Gold, Marriott Gold, IHG Dia RA

Posts: 3,486

Quote:

Originally Posted by margarita girl

OK thanks. I can't justify a fee card with my spend level in the US. Since you can buy miles from AC directly at 3 cpm, you could buy > 2000 miles from AC with the US$60 annual fee. Since you earn 1 mile/$ spent, you would have to put over $2K on the card just to break even.

So the no fee, 0.5% cash back BMO card is still the best deal for me.

It would be a different story if I could charge business expenses on my personal credit card.

There is a 15,000 point initial use bonus (see link above), which covers a couple years' fees.

I don't use it all that much either, but I wanted to start building up a credit history in the States as well.

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